Everyone has their own reasons for applying for a credit card, whether they are for the rewards, the protection, or something else, which is probably why around 70% of people have at least one. Because of this, you might have considered applying for one yourself. However, as great as credit cards are, they are, at the end of the day, a tool, and like a hammer or a saw they can be incredibly dangerous if they’re not used properly.
Did you struggle for money more than you’d have liked in 2017? Perhaps you just want next year to be a chance to save, get out of debt or earn some extra cash. Either way, there are things you can do to boost your income, and make your life a little easier. Here’s how you can go about it!
Remember when you could take a day off work? What Halcyon days they were. Salaried workers are rarely cognizant of how lucky they are to be able to take time off work when sick, when a family emergency comes up or when the prospect of getting out of bed in the morning just seems a little too much.
If you are looking to move into investing in property in the new year, you may have already decided what type of property you want to buy and which sort of area you want to work with. However, there are a lot of factors which affect which property is right for your rental and how many tenants it will attract. Today we are going to talk about some of the things you need to consider before buying a property to rent out.
Everyone has periods where their finances aren’t quite up to the standard that they would like. That’s just a natural part of living in a world where, like it or not, money is one of the most important things there is. The trouble is when you reach the point that you’re constantly worrying about money, and it begins to feel like something that’s almost out of your hands entirely, as though you’re at the whim of your finances rather than it being the other way around.
There will be many financial decisions that will cause you to think hard in life, but none quite like buying a house. Potentially one of the most important investments you will make in your life is Real Estate. The average age for buying a property has significantly lowered in the past five years, as financial security tops the want for marriage and a family in some people’s future priorities. Here are some advantages to getting on the property ladder early, and investing in your future.
When you’ve got a chunk of money to invest, the stock market is a good way to go. Most of the advice out there will tell you that you should find a stockbroker to invest the money for you because they know what they’re doing. While it’s true that it’s risky to do it yourself if you don’t know which investments are smart, you don’t always need a broker.
In the world of business, as in home finances, cash is king. As useful as lines of credit can be, there are certain situations in which it’s beneficial for you and for those with whom you do business with to use cash. This may be contrary to claims made by Visa earlier this year.
You work hard to earn the money you have, and you would like to think that you’re doing good in earning it. But are you absolutely sure that it’s all going to be going to the right place? Getting a good income is only the beginning. If you’re not working to direct it and what it contributes to, you might very well end up wasting all of it. Here, we’re going to look at how you be more mindful in directing the flow of your cash and making sure it doesn’t get lost in the mists of time.
If you are looking to buy a commercial property, there is a lot that needs to be considered. Of course, one of the main areas of consideration is the monetary side of things. While most people recognise the importance of putting together a financial plan when making such a large investment, they often make the mistake of missing out some of the important expenses. With that in mind, let’s take a look at some financial considerations for those buying commercial properties.