We’re a decade on from the great financial crash of 2007-2008 but for many of us there’s still a feeling of recession that shows no sign of abating. In the UK, particularly, the post-crisis recovery has been slow and laborious (before we even consider the leaked “no good scenario” impact assessment of Brexit).
If you want to trim your budget or if you need to save money on a daily basis then there are a couple of things that you can do about this. The first thing that you will want to do is budget. This really is the cornerstone of any financial change and you will always want to keep an eye on your spending so you know how much is going out and how much is coming in every single month. You will also want to cut any additional expenses, such as coffee or even manicures.
Spending money can be a lot of fun, but it can also be a huge issue to some households. When your income barely covers your expenses, every single time you have to swipe your credit card it can often fill you with dread. Add to that the idea of debts accumulating and a lack of savings and you’re definitely going to want to do something to change your situation.
Your personal financial situation is often determined by the small things that you do each week. Of course, the big issues matter too, but if you’re spending too much on the small things, you’ll find that you struggle to make ends meet at the end of the month. That’s why it’s so important to pay more attention to how you spend your money and how you can save more of it each week and each month.
Life is expensive. There’s not a lot we can do to avoid paying for things. Food, a roof over your head, and transportation to get you to work; these are just a few of the unavoidable necessities that we can’t live without. Everything costs money. Still, whilst there may be costs we can’t avoid, that doesn’t mean we can’t do something to reduce those costs. Here are some pieces of advice to help you deal with the expensive aspects of life.
The most common reason for regular travel is your commute to work. You know the kind: you already work long hours in a stressful environment, so it’s time to ask yourself how you could improve your commuting habits.
Moving home isn’t always the most fun experience in the world. Most of the time it’s stressful, tiring and expensive. From the expenses of having the new house (rent, mortgage, deposits) and furnishing it to somehow getting all your stuff from one place to another, it can be the worst experience of your life. Here are a few tips to help you save money when you move home.
As we welcome the new £10 note in to circulation we need to remember that it isn’t the only new style currency to come in to play this year. The new 12 sided £1 coin started it’s circulation back in March and now it’s time to say goodbye.
Each day we’re washing pennies down the sink with many of our household items. In most cases we’re using too much or using it wrong and it is unknowingly costing us a fortune, once you add it all up. Here are a couple of easy tips that everyone can do to save money on hand wash.
Long distance travelling can be not only a pain but also very expensive. There have been plenty of articles recently about people travelling to Europe in order to save money on their trip from one end of the country to the other and a fellow money saver, Tom Church, recently flew in a private plane as it was cheaper than taking the train.