There is something totally irresistible about the phrase, “do you want to know a secret?” As soon as we hear those words uttered in order, something weird happens to our brains whereby nothing else on earth matters – we just have to know what this secret is.
Raising a family is expensive. There are so many costs associated with parenting such as all the equipment and paraphernalia that a young baby requires, all the way up to when your child reaches their teens and wishes to learn to drive and go to college.
Insurance companies are not your friends. They want to get as much out of you as possible while doing as little as possible. While we want to believe that they’ll reward us for our loyalty and have our backs should the worst happen, this is rarely the case.
As any driver will tell you, the cost of motoring is expensive. From buying a car to the many hidden costs, your pockets will run dryer faster than your petrol tank. Still, there are ways to save money, above and beyond that ‘other’ solution, which is not having a car in the first place.
We’re a decade on from the great financial crash of 2007-2008 but for many of us there’s still a feeling of recession that shows no sign of abating. In the UK, particularly, the post-crisis recovery has been slow and laborious (before we even consider the leaked “no good scenario” impact assessment of Brexit).
If you want to trim your budget or if you need to save money on a daily basis then there are a couple of things that you can do about this. The first thing that you will want to do is budget. This really is the cornerstone of any financial change and you will always want to keep an eye on your spending so you know how much is going out and how much is coming in every single month. You will also want to cut any additional expenses, such as coffee or even manicures.
Spending money can be a lot of fun, but it can also be a huge issue to some households. When your income barely covers your expenses, every single time you have to swipe your credit card it can often fill you with dread. Add to that the idea of debts accumulating and a lack of savings and you’re definitely going to want to do something to change your situation.
Your personal financial situation is often determined by the small things that you do each week. Of course, the big issues matter too, but if you’re spending too much on the small things, you’ll find that you struggle to make ends meet at the end of the month. That’s why it’s so important to pay more attention to how you spend your money and how you can save more of it each week and each month.
Life is expensive. There’s not a lot we can do to avoid paying for things. Food, a roof over your head, and transportation to get you to work; these are just a few of the unavoidable necessities that we can’t live without. Everything costs money. Still, whilst there may be costs we can’t avoid, that doesn’t mean we can’t do something to reduce those costs. Here are some pieces of advice to help you deal with the expensive aspects of life.
The most common reason for regular travel is your commute to work. You know the kind: you already work long hours in a stressful environment, so it’s time to ask yourself how you could improve your commuting habits.