Assertiveness Is A Valuable Personality Trait — Literally!

Assertiveness is a hugely misunderstood personality trait. Many people see assertiveness as a synonym for rudeness. They imagine that someone who is assertive is demanding, vocal, and unpleasant to deal with; someone who insists on being heard, noticed, and (preferably) obeyed.

In reality, assertiveness is just about knowing your rights and being prepared to stand up for yourself. Being an assertive person does not automatically mean that you have to become rude or unpleasant; it just means that you have to be willing to have courage in your convictions and always ensure that you are dealt with in a fair, reasonable manner— and when it comes to your personal finances, being assertive could pay dividends.

Assertive People Get Refunds

Let’s say that Assertive Person and Passive Person bought the same product from a store. They both found that the product was defective, and tried to return the item to the store. Passive Person was told that they couldn’t get a refund, only a store credit; Passive Person wasn’t delighted but figured it was better than nothing, so they accepted it.

Assertive Person, however, knows their rights, and knows that the circumstances dictate that they are entitled to a refund. They push the matter — with a calm, considerate, reasonable tone — and eventually, they are provided with the refund they are entitled to. The only difference in these scenarios is the fact that Assertive Person knew not to accept the initial response from the store.

Assertive People Get What They Are Owed

Assertive Person and Passive Person are both in a car accident. The accident results in them both being injured and having to pay for medical costs from their own finances.

Passive Person decides to try and forget about it; to focus on healing and to hope things improve as quickly as possible. They don’t want the stress and hassle of going through a compensation claim. Assertive Person, however, has no such qualms; they’re straight onto the likes of in an effort to claim the recompense they know they are entitled to.

They know that choosing the right firm ensures they shouldn’t have much stress and hassle; they can let the firm do all the work from that point on, while they focus on recovering.

The end result is simple: Passive Person suffers injuries and financial loss, while Assertive Person at least is able to cover their medical needs without being out of profit. Same accident; same options available to both of them… but only Assertive Person benefits.

So How Can You Be More Assertive?

The above scenarios show how important it is to be assertive, but this is a personality trait that doesn’t come naturally to some of us.  To get you started, there are a few tips on, but ultimately, learning to be more assertive is about practice. You have to start with small issues and build from there. The more you are assertive, the more you’ll find it easier to be assertive.

Ultimately, being assertive can help you manage your personal finances in the most effective, beneficial way possible. While it can take time to feel comfortable being assertive, it’s important to remember that it will, in time, become easier— and your finances should benefit as a result. Good luck!

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